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Welcome to
Dubai Islamic Bank
Digital Banking

Manage your finances and stay up-to-date with your banking activities. DIB SME Banking App is tailor-made to help you achieve your financial goals

About Dubai Islamic Bank


Established in 1975, Dubai Islamic Bank is the largest Islamic bank in the UAE by assets and a public joint-stock company listed on the Dubai Financial Market. Spearheading the evolution of the global Islamic finance industry, DIB is also the world’s first full-service Islamic bank and the second-largest Islamic bank in the world. With Group assets over USD 80bln and a market capitalization of more than USD 10bln, the group operates with a workforce of more than 10,000 employees and around 500 branches in its vast global network across the Middle East, Asia and Africa. Serving over 5 million customers across the Group, DIB offers an increasing range of innovative Shariah-compliant products and services to retail, corporate and institutional clients.

In addition to being the first and largest Islamic bank in the UAE, DIB has a significant international presence as a torchbearer in promoting Shariah-compliant financial services across several markets worldwide. The bank has established DIB Pakistan Limited, a wholly-owned subsidiary that is the first Islamic bank in Pakistan to offer Priority & Platinum Banking, as well as the most extensive and innovative portfolio of Alternate Distribution Channels. The launch of Panin Dubai Syariah Bank in Indonesia early in 2017 marks DIB’s first foray in the Far East, the bank owns over 25% stake in the Indonesian bank. Additionally, in May 2017, Dubai Islamic Bank PJSC was given the license by the Central Bank of Kenya (CBK) to operate its subsidiary, DIB Kenya Ltd. DIB has been designated as D-SIB (Domestic Systemically Important Bank) in 2018 in UAE. In early 2020, DIB completed the acquisition of Noor Bank, which solidifies its position as a leading bank in the global Islamic finance industry. In 2021, DIB increased its foreign ownership limit to 40% reflecting the increasing confidence of global investors towards the bank.

The Bank’s ultimate goal is to make Islamic finance the norm, rather than an alternative to conventional banking worldwide. DIB has won a range of accolades that are testament to these efforts across diversified areas, including retail, corporate and investment banking, as well as CSR and consultancy services. DIB has been named the Best Islamic Bank in various prestigious ceremonies and recognized for its outstanding performance amongst the world’s Islamic Banks, marking it a clear indication of the bank’s leadership position in the Islamic finance sector.

For more information, please visit us at www.dib.ae

Available Jobs

Officer - In Branch Sales

Sharjah

Full time

To achieve sales targets from branches and from outside customers of all Products to cover the assigned monthly targets. Generate and follow up of leads and referrals and tap walk-in customers in Branches to ensure business conversion To maintain complete record and proper documentation of all related products to ensure effective compliance. Daily sales reporting to the assigned Branch Manager and provide regular feedback on target achievement to ensure and keep track of monthly, yearly targets and sales activities. Promote and educate customers of the branch on the current promotions and offers, which will enhance the sales of the assigned branch. Approach existing and new customers in and out of branch to achieve individual and branch sales target. Conduct cold calling, telephonic and field visits to existing and new customers for business conversion. Provide necessary advice on investments/financial solutions based on the needs of customers. To provide Assistance and support to new and existing staffs in cross selling techniques based products, within and outside the branch.

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18-Apr-2025

Senior Assistant - In Branch Sales

Abu Dhabi

Full time

To achieve sales targets from branches and from outside customers of all Products to cover the assigned monthly targets. Generate and follow up of leads and referrals and tap walk-in customers in Branches to ensure business conversion To maintain complete record and proper documentation of all related products to ensure effective compliance. Daily sales reporting to the assigned Branch Manager and provide regular feedback on target achievement to ensure and keep track of monthly, yearly targets and sales activities. Promote and educate customers of the branch on the current promotions and offers, which will enhance the sales of the assigned branch. Approach existing and new customers in and out of branch to achieve individual and branch sales target. Conduct cold calling, telephonic and field visits to existing and new customers for business conversion. Provide necessary advice on investments/financial solutions based on the needs of customers. To provide Assistance and support to new and existing staffs in cross selling techniques based products, within and outside the branch.

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16-Apr-2025

Senior Lawyer

Dubai

Key Responsibilities - To assist in providing legal support and services to internal clients on the best possible legal structure of a transaction, participate in the negotiation with counterparties, structure the deal and prepare documentation, drafting and reviewing contracts, agreements, powers of attorney and all other legal documents. - To assist in providing legal support to the Bank’s subsidiaries, if required. - To regularly update the management with regard to the status of the legal issues being handled and properly liaise towards delivering a comprehensive regular Control Sheet. - To liaise as required with external lawyers and assist in the preparation of the required documentation of cases, reviewing of external lawyers bills and regularly update the litigation report. - To monitor and follow up of UAE legislation as well as to inform management on the impact of newly enacted legislation on DIB’s overall activities. - Work with the various Departments / Units concerned in legal aspects of product development and create all legal documents of the bank including contracts, agreement, forms etc. - To draft Contract, Agreements and other legal instruments, Memoranda and Pleadings pertaining to the Bank as and when required. - To ensure compliance of all activities and legal documents to regulatory, audit and Sharia principles and guidelines.

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08-Apr-2025

Senior Relationship Officer - Business Finance

Dubai

Full time

To source new business of BBU Assets SBF from potential customers as per Bank’s Policy and Process.   Key Responsibilities   - Sell DIB’s SME Products/ Services to the target segment and achieve/ exceed monthly targets. - Identify potential customers by referring customer contact databases or by following up on the leads referred by call centre / personal contacts or by doing cold calls. - Convince customers by highlighting the benefit of DIB products v/s competition. - Ensure complete awareness of banks product features, policies and processes at all times. - Comply with Sharia guidelines and Code of Conduct - Ensure the banks charges/ terms and conditions are clearly communicated to all customers. - Source applications by doing front end customer due diligence and collect complete set of documents required by the bank. - Ensure the documents are verified checked for completeness/ validity to avoid later rejections by Credit/ Operations - Adhere to administrative requirements of maintaining document checklist and submitting daily sales report and daily call report. - Maintain effective business relationship with clients to enhance/ maintain the DIB Brand name. - Maintain confidentiality of customer information, DIB information at all times while communicating. - All the above accountabilities include but not limited to any additional/new tasks or responsibilities assigned by the line Manager.  

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07-Apr-2025

Manager - Investment Counsellor

UAE

Full time

Help customers make informed decisions about their investments, develop investment sales strategies, manage customer portfolios, and provide product and market information to clients to make investment decision Key Responsibilities: - Perform the tasks of financial products promotion, collection of required information and data, and evaluation - of the clients' capability and tendency to afford risks (Risk Profile) along with the detailed works related thereto - Selecting potential investments for certain customers based on factors such as risk level and potential returns - Writing reports detailing investment results, identifying potential problems with specific investments, or discuss the pros and cons of different strategies to clients. - Managing RMs portfolios by reviewing them, updating portfolios as needed and supporting the RMs making trades when instructed by clients - Providing clients with suitable investment products. - Meeting with clients to discuss financial goals, current holdings, and investment strategies - Monitoring the performance of each client's investments to ensure that they are performing as expected - Analyzing prospective investments and determining their risks and rewards - Educating clients about various types of investments, including stocks, sukuk, mutual funds, real estate, and - alternative assets such as precious metals and other sophisticated investments - Will independently review clients' financial needs and exhibit different investment strategies to clients. - Identify potential product opportunities to take advantage of market opportunities and / or enhance the current product range.

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07-Apr-2025

AVP - Market Risk and Wealth Management

Dubai

Job Purpose This role is primarily responsible for identification, measurement, management, monitoring and reporting of Market risk, Counterparty Credit Risk and Investment Risks and to broadly align with Risk Management Framework of Dubai Islamic Bank. The role will also be responsible for Risk Management oversight related to Wealth Management.    A key part of the role will be to conduct Macro-economic and External Market Analysis and provide an update on key emerging risks. The incumbent will also be responsible for Implementation of different tools and systems to be used for measurement of Market Risk & Counterparty Credit risk for derivative products. Incumbent to act as a back-up resource for Liquidity, PRRBB and other risk monitoring activities. Key Responsibilities Identify, Measure, Manage and Monitor:   Traded Market Risk. Counterparty credit Risk. Investment Risk. Risk Management oversight related to Wealth Management Function.   Act as a key Group Risk Subject Matter Expert in Market Risk, Counterparty Credit Risk and Investment Risks and support Head of Market and Liquidity Risk in risk management and risk oversight role related to these risks. Establish and enhance risk management frameworks – policies and procedures related to Market Risk, Counterparty Credit Risk and Investment Risks. Update all related SOPs. Support the back-testing and stress-testing processes and perform other analyses where required. Maintain key portfolio and risk records for Sukuks/Fixed Income Portfolio and Derivatives.   Liaise with internal Business Units in particular Treasury, Business Functions, Finance and Operations to provide 2nd line support role and risk management views related to the above-mentioned risks. Assist in preparation of relevant risk sections in RMC, ALCO, BRCGC packs and other interna and external risk reports. Provide oversight over relevant risk management activities in the Group’s Subsidiaries, Associates and other international entities.   Daily generation and distribution of risk reports related to the above-mentioned risk types to the management as appropriate a manage treasury middle office (“TMO”) activities. Liaise with internal / external auditors and regulators where appropriate. Contribute to relevant sections of the ICAAP process and collaborate with ICAAP Team for preparation of both regulatory and internal risk metrics including FRTB risk metrics. Support the Head of Market & Liquidity Risk to ensure compliance with Group Compliance Policies, Accounting and Operating Procedures and Codes. Support the Head of Market & Liquidity Risk to review and analyze key exposures, limits and their utilization in view of prevailing market conditions.   Conduct extensive Macro-economic and Market analysis and present and report key risks and key metrics for Senior Management’s review.  Monitor Group’s Strategic and Structural FX NOP position. Monitor, analyze and report key changes with the help of Finance team and report to Senior Management.    Act as a back up resource for AVP - PRRBB, Liquidity and FTP Risk in case of need and/or during leaves and trainings.     Ensure implementing Risk Management framework and policies within the Bank with particular focus on Market Risk and CCR.Ensure compliance with SCA requirements on risk management activities as assigned by line manager including successful completion of trainings.Update and Maintain Model management documents, standards, operating policies and SOPs for all Market and CCR models.   Ensure compliance with MMSG and MRMV Team’s communicated deadlines.   Review of Product Programs (PPG) from the perspective of Market Risk and CCR of the Bank. Ensure compliance with Dubai Islamic Bank Group Compliance Policies and Accounting Procedures and Codes. Ensure the Risk Management Framework for Derivative products is consistently applied with regard to Derivatives business in Dubai Islamic Bank. Monitor all risk exposures related to Derivatives against approved limits, including investigating and reporting any excess for approval by the relevant authorities on a timely basis including daily MTM reporting, investigation of differences against external/third party valuations, investigation of Margin calls and reporting of limit excesses. Support the MTM process by ensuring that the MTM sources are updated and reflective of market rates/prices. Coach, train and develop team member skills by identifying training needs and assign appropriate learning platform to the team. Review team member performance and deliverables in line with the approved KPI’s to ensure meeting desired objectives. Work on IT projects related to Derivatives, Market Risk and CCR Management systems. Using the latest risk management tools for controlling the banks market, Counterparty credit and liquidity risk.    

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07-Apr-2025

Assistant Manager - Cards & E-Channels Fraud Control & Auth

Dubai

Job Purpose To execute operational activities pertaining to Cards & E-Channels Fraud Control & Authorization with respect to transaction fraud monitoring to ensure that cards and account transactional fraud losses are minimized and quality service is delivered to customers. Key Responsibilities Ensure that all Operations processes are adhered to and recommend changes in existing processes, fraud control techniques, and set parameters and thresholds for monitoring based on market intelligence available and changes in the latest fraud trends. Execute and assist in monitoring of transactional activity to ensure early identification of suspicious transactions with respect to fraudulent usage in order to minimize transactional fraud losses. Report any identified fraudulent activity for immediate action to prevent further losses. Perform  investigations  to  ascertain  genuineness  of  cardholder  claim(s)  to  assist  in compensating the cardholder for counterfeit transactions. Periodically review alert generation behavior and report any abnormal activity. Assist in managing Fraud Monitoring Hotlist tables. Follow and proactively review existing Operations processes and controls with a view to identify inherent risks and areas with weak controls. Recommend appropriate changes and assist in implementing process/workflow changes for higher efficiency and controls. Maintain periodic MIS of Cards Operations for Fraud Management area. Assist in identifying processes that can be automated and recommend for implementation accordingly. Assist in ensuring that all processes in the Unit are compliant with Central Bank, VISA International,    and   DIB   rules   and   regulations   in   processing   of   transactions and documentation. Ensure that all required Regulatory and other periodic Reports / MIS are prepared and submitted on due dates. Ensure timely blocking all the fraud/fraud suspected cards, accounts, online banking, IVR-TPIN. Ensure timely blocking suspected amounts from respective fraudster’s accounts. Ensure all manual/high amount authorization requests are handled as per process. All the above accountabilities includes but not limited to any additional/new tasks or responsibilities assigned by the line Manager.

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19-Mar-2025

Manager - Sharia Product Development and Research

Dubai

Support and facilitate the entire product development cycle from Sharia perspective which includes, identification of suitable Sharia structure, determination of required documentations and processes, in line with department standards. To support related Dar Al Sharia tasks or activities assigned by the Line Manager.   Review concept note of proposed products, key commercial objectives and identify potential Sharia issues in the proposal. Propose suitable Sharia structure, determine required product documentation, IT system requirement from Sharia compliance perspective and identify other Sharia related operational or implementation requirements. Liaise with the ISSC to explain, clarify the product concept and obtain Sharia approval / guidance. Explain approved Sharia structures, documentation and required process from Sharia compliance perspective to product development, IT team and other relevant stakeholders. Assist product team develop product programs / relevant policy and procedure documents in accordance with the guidance of the ISSC and Higher Sharia Authority (HSA). Conduct the review of accounting entries, marketing materials and provide feedback in accordance with the guidance of the ISSC and Higher Sharia Authority (HSA). Pursuit the implementation of Sharia guidance of the ISSC and Higher Sharia Authority (HSA) with respect to the relevant product. Groom subordinates in order to improve their capability and skills. Ensure compliance with the approved policies, procedures, SLAs and regulatory requirements to maintain quality standards and ensure risk mitigation. Ensure all assigned tasks and projects are executed within the approved policies, procedures and SLAs of the department. All the above accountabilities including but not limited to any additional/new tasks or responsibilities assigned by the Line Manager.

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19-Mar-2025

Assistant Manager - Sharia Product Development and Research

Dubai

Support and facilitate the entire product development cycle from Sharia perspective which includes, identification of suitable Sharia structure, determination of required documentation and process. To support related Dar Al Sharia tasks or activities assigned by the Line Manager. Review concept note of proposed products, key commercial objectives and identify potential Sharia issues inthe proposal.Propose suitable Sharia structure, determine required product documentation, IT system requirement from Sharia compliance perspective and identify other Sharia related operational or implementation requirements. liaise with the ISSC to explain, clarify the product concept and obtain Sharia approval / guidance.Explain approved Sharia structures, documentation and required process from Sharia compliance perspective to product development, IT team and other relevant stakeholders.Assist product team develop product programs / relevant policy and procedure documents in accordance with the guidance of the ISSC.Conduct the review of accounting entries, marketing materials and provide feedback in accordance with theguidance of the ISSC.Pursuit the implementation of Sharia guidance of ISSC with respect to the relevant product.Groom subordinates in order to improve their capability and skills.Ensure compliance with the approved policies, procedures, SLAs and regulatory requirements to maintainquality standards and ensure risk mitigation.Ensure all assigned tasks and projects are executed within the approved policies, procedures and SLAs ofthe department.All the above accountabilities includes but not limited to any additional/new tasks or responsibilities assignedby the Line Manager.

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19-Mar-2025

Officer - Branch Sales

Dubai

Full time

SALES SUPPORT: To prepare a business plan / strategy on the sector of clients to be covered to ensure that targeted budget is met, to manage the Sales target, to Support the Sales Channels in line with the Sales Strategy Documentation & CREDIT ANALYSIS: To conduct proper checks of customer files based on DIB credit guidelines before submission to credit to ensure maximum approval & to make sure that the quality of files submitted are without discrepancies Sales Management & MIS Generation: Input all leads on CRM & update the same regularly to track follow-ups and for review, Preparing the daily sales report and the pipeline report on all possible leads for the month including follow-ups for future deals to have an updated status of all cases and conversions & to prepare a summary of all existing clients on a daily basis for future correspondence and sending info on promotions to obtain more referrals MARKET & PRODUCT KNOWLEDGE: To be updated on all product parameters regularly, to attend all internal and external training programs conducted & to be updated on competitor information, market developments to be in a position to recommend suggestions to internal and external clients. COMPLIANCE: To ensure that all the sales booked are in line with all the prevalent regulation of compliance and audit & to understand and apply DIB core values

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12-Mar-2025