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Welcome to
Dubai Islamic Bank
Digital Banking

Manage your finances and stay up-to-date with your banking activities. DIB SME Banking App is tailor-made to help you achieve your financial goals

About Dubai Islamic Bank


Established in 1975, Dubai Islamic Bank is the largest Islamic bank in the UAE by assets and a public joint-stock company listed on the Dubai Financial Market. Spearheading the evolution of the global Islamic finance industry, DIB is also the world’s first full-service Islamic bank and the second-largest Islamic bank in the world. With Group assets over USD 80bln and a market capitalization of more than USD 10bln, the group operates with a workforce of more than 10,000 employees and around 500 branches in its vast global network across the Middle East, Asia and Africa. Serving over 5 million customers across the Group, DIB offers an increasing range of innovative Shariah-compliant products and services to retail, corporate and institutional clients.

In addition to being the first and largest Islamic bank in the UAE, DIB has a significant international presence as a torchbearer in promoting Shariah-compliant financial services across several markets worldwide. The bank has established DIB Pakistan Limited, a wholly-owned subsidiary that is the first Islamic bank in Pakistan to offer Priority & Platinum Banking, as well as the most extensive and innovative portfolio of Alternate Distribution Channels. The launch of Panin Dubai Syariah Bank in Indonesia early in 2017 marks DIB’s first foray in the Far East, the bank owns over 25% stake in the Indonesian bank. Additionally, in May 2017, Dubai Islamic Bank PJSC was given the license by the Central Bank of Kenya (CBK) to operate its subsidiary, DIB Kenya Ltd. DIB has been designated as D-SIB (Domestic Systemically Important Bank) in 2018 in UAE. In early 2020, DIB completed the acquisition of Noor Bank, which solidifies its position as a leading bank in the global Islamic finance industry. In 2021, DIB increased its foreign ownership limit to 40% reflecting the increasing confidence of global investors towards the bank.

The Bank’s ultimate goal is to make Islamic finance the norm, rather than an alternative to conventional banking worldwide. DIB has won a range of accolades that are testament to these efforts across diversified areas, including retail, corporate and investment banking, as well as CSR and consultancy services. DIB has been named the Best Islamic Bank in various prestigious ceremonies and recognized for its outstanding performance amongst the world’s Islamic Banks, marking it a clear indication of the bank’s leadership position in the Islamic finance sector.

For more information, please visit us at www.dib.ae

Available Jobs

Relationship Officer - Home Finance HNWI Sales

Dubai

Full time

SALES : To prepare a business plan / strategy on the sector of clients to be covered to ensure that targeted budget is met, to manage the Sales target & to develop the Sales Channels in line with the Sales Strategy CUSTOMER SERVICE :To Maintain agreed TAT for internal & external customers in order to obtain optimum customer satisfaction level and referrals DOCUMENTATION & CREDIT ANALYSIS :To conduct proper checks of customer files based on DIB credit guidelines before submission to credit to ensure maximum approval & to make sure that the quality of files submitted are without discrepancies SALES MANAGEMENT & MIS GENERATION :Input all leads on CRM & update the same regularly to track follow-ups and for review, preparing the daily sales report and the pipeline report on all possible leads for the month including follow-ups for future deals to have an updated status of all cases and conversions & to prepare a summary of all existing clients on a daily basis for future correspondence and sending info on promotions to obtain more referrals MARKET & PRODUCT KNOWLEDGE: To be updated on all product parameters regularly, to attend all internal and external training programs conducted & to be updated on competitor information, market developments to be in a position to recommend suggestions to internal and external clients. COMPLIANCE: To ensure that all the sales booked are in line with all the prevalent regulation of compliance and audit & to understand and apply DIB core value. Ensure compliance with the approved policies, procedures, SLAs and regulatory requirements to maintain quality standards and ensure risk mitigation. Ensure all assigned tasks and projects are executed within the approved policies, procedures and SLAs of the department. Incorporate and comply with the bank's core values especially the Customer First in your day today activities.

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15-Jul-2025

Manager - Test Execution

Dubai

We are seeking a high-caliber Testing professional to join our Transformation Team to lead and set up an enterprise wide Testing function. This role offers a unique opportunity to contribute to high-impact initiatives that enable achievement of our strategic goals, alignment with our values and vision as a leading Islamic financial institution. While establishing a strong foundation, the candidate should be able to help the organization navigate its way towards usage of new age AI testing tools which enable reduction in testing cycle time along with improvement in testing assurance. Manager - Test Execution The candidate will be required to Ensure UAT execution is performed as per business requirements and in line with the department standards and functional Test governance design/approach document Support planning, monitoring, lead defect triage calls and Guide business teams in developing test cases and sign-off Support users to agree on UAT Entry and Exit criteria Liaise with Technology and business teams for resolution of the defects and track closure and escalation Maintaining all test records resulted from users and governance activities such as test plans, requirement traceability matrix, test cases and test execution supporting evidences for projects tested. Ensure adherence to quality management system and relevant policies and procedures to manage the quality of testing Daily and weekly report to the management Support to respond to audit observation related to team and provide supporting documents as per audit request.

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03-Jul-2025

Officer - Aggregator Sales

Dubai

Full time

- SALES : To prepare a business plan / strategy on the sector of clients to be covered to ensure that targeted budget is met, to manage the Sales target & to develop the Sales Channels in line with the Sales Strategy - CUSTOMER SERVICE :To Maintain agreed TAT for internal & external customers in order to obtain optimum customer satisfaction level and referrals - DOCUMENTATION & CREDIT ANALYSIS :To conduct proper checks of customer files based on DIB credit guidelines before submission to credit to ensure maximum approval & to make sure that the quality of files submitted are without discrepancies - SALES MANAGEMENT & MIS GENERATION : Input all leads on CRM & update the same regularly to track follow-ups and for review Preparing the daily sales report and the pipeline report on all possible leads for the month including follow-ups for future deals to have an updated status of all cases and conversions Prepare a summary of all existing clients on a daily basis for future correspondence and sending info on promotions to obtain more referrals MARKET & PRODUCT KNOWLEDGE: To be updated on all product parameters regularly, to attend all internal and external training programs conducted & to be updated on competitor information, market developments to be in a position to recommend suggestions to internal and external clients. COMPLIANCE : To ensure that all the sales booked are in line with all the prevalent regulation of compliance and audit & to understand and apply DIB core value. Ensure compliance with the approved policies, procedures, SLAs and regulatory requirements to maintain quality standards and ensure risk mitigation. Ensure all assigned tasks and projects are executed within the approved policies, procedures and SLAs of the department. Incorporate and comply with the bank's core values especially the Customer First in your day today activities.

Apply Now

03-Jul-2025

Team Leader - Auto Sales

Dubai

Full time

To achieve the set sales targets for the assigned region on a monthly basis by regularly tracking and reviewing performance of the sales team. (if any) To manage, retain and develop business relationship with senior management of all UAE automobile dealers, high net worth individuals and corporate officials in order to enhance the sales volume and business growth. To ensure adherence to credit parameters and products manuals so as to improve / maintain the quality of the business within acceptable limits, minimum TAT & high level of customer service. To follow market intelligence including identifying customer internal needs and monitoring competitors activities for better sales To reduce incidences of fraud, forgery & misrepresentation in sales To review and provide regular Sales reports and market feedback to the management in order to facilitate decision making to improve the quality, performance and competitiveness of the bank’s products and services. To ensure that all the sales activities and documentations are in compliance to DIB SOP manuals, regulatory and audit requirements and sharia principles. To ensure high level of portfolio credit quality is maintained across the sales activities. To monitor activity of sales team (if any) and motivate and provide guidance to develop /improve their skills and productivity by arranging on the job training and other training initiatives

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26-Jun-2025

Senior Internal Auditor - UAE National

Dubai

Job Purpose Executes consumer banking audit assignments in accordance with the Department’s standards; performs routine and non-routine internal audits, and administrative assignments, and evaluation and reporting assignment results; and review of work performed by the members of the audit team. Key Responsibilities Handles survey functions and activities in assigned areas to determine the nature of operations and the adequacy of the system of control to achieve the objectives of the audit assignment. Plans the scope of the audit and prepares an Audit work program. Conduct audits, ensure that professional standards are maintained and all assigned audit steps are executed within the approved time budget. Recommends necessary staff required to complete the engagement. Assists the Auditors in the planning of individual audit assignments, to conduct the audit efficiently and to address the major risks of the auditable activity. Participates in the performance of individual audit assignments to achieve the planned audit objectives in a professional manner. Assists the team leader in preparing the Draft Audit Report. Attend opening and closing conferences along with the VP Treasury, Risk & Finance Audit Appraises the adequacy of the corrective action taken to improve the conditions. Assists in the implementation of the department Quality Assurance Program, with regard to Consumer Banking Audit, to ensure that the department is functioning at a high level of efficiency and effectiveness. Provides input for the revision of audit programs/review approach to achieve specific objectives in more effective/efficient manner. All the above accountabilities but not limited to any additional tasks assigned by line Manager. Possess basic Knowledge of Investments, Market Risk, Treasury, Capital and Financial Control . Ability to Reviews and analyze the results arising from assignment planning, testing performed and identifying cause of systems failures, potential affects and action necessary to remedy situations. Ability to ensure that audit findings are presented in a positive and constructive form. Ability to advise auditee immediately for corrective action in case of material findings where written commentary would be necessary. Ability to input/suggestions for amendment to audit approach/programs. Ability to keep informed about improvements and current developments in banking environment, and in internal auditing & risk management standards, procedures, techniques and assists staff in assimilating the Internal Audit environment. Ability to Provide audit recommendations to improve the controls and reduce cost, provisions and operational losses. Performing work more efficiently to reduce the departmental costs etc. and effectively to produce quality deliverables.

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20-Jun-2025

Assistant Manager - ICAAP

Dubai

Key Responsibilities:   Contribute to the development and execution of market risk frameworks and pre-impairment profit stress testing Pre-Impairment Profit Stress Testing & Net Profit Income (NPI) Analysis : Design earnings stress approach incorporating profit rate shocks and macroeconomic scenario overlays for regulatory stress testing exercises. Market Risk Stress Testing (ICAAP & Regulatory Stress Testing): Analyze market risk exposures, including rate, credit spread, FX, equity, and optionality risks for the Bank’s Islamic Derivative and Investment portfolio. Build scenario-based stress testing across market risk factors: profit rates, credit spreads, FX, and equity markets using below approaches as deemed fit: Full revaluation Delta-normal Taylor expansion for options and non-linear instruments Bucketed sensitivities method to aggregate risk factor movements Run historical, hypothetical, and reverse stress testing aligned with Shariah-compliant risk profiles. Quantify impacts on capital and income under the stress scenarios. Support risk-based decision-making through scenario analysis, reverse stress testing, and contribute to ICAAP and regulatory stress exercises primarily focused on Market Risk Stress Testing. Ensure validation, documentation, and audit-readiness of stress testing and market risk models (if any). Collaborate across Market Risk, Finance, and Treasury to align stress testing with capital planning and earnings forecasts..   Pillar 1 Market Risk & Credit Risk Capital: Support implementation of FRTB for computing market risk RWA using the Standardized Approach (SA) under FRTB: Sensitivities-Based Method (delta, vega, curvature risk) Default Risk Charge (DRC) Residual Risk Add-On for unmodellable risk factors Map the Banks’s exposures correctly per FRTB boundary rules and ensure appropriate risk factor categorization. Monitor FRTB eligibility of instruments and regulatory treatment of Sukuks under DRC buckets. Understanding of Credit Risk RWA calculation based on Standardised and F-IRB methodologies. Prepare responses to regulatory queries from the UAE Central Bank and align practices with Basel III/IV updates. Assist with disclosure and reporting requirements (Pillar 3, QIS, ICAAP, RRP, FSU Stress Testing).

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13-Jun-2025

Manager - Customer Life Cycle Analytics

Dubai

Full time

Data Analysis & Engineering: Data exploration & visualization. ML/DL skills: Strong ML/DL model development skills GenAI: Extra points of having experience of GenAI use cases implementation

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26-May-2025

Sales Advisor - Personal Finance

Dubai

Full time

To source business for Personal Finance from the potential customers from the preferred segment for the bank in order to achieve business targets. Key Result Areas: - To sell Personal Finance to the specified target segment and achieve or exceed monthly Target. - To ensures that all the necessary bank charges /terms and conditions are clearly communicated to all customers. - Identify potential customers through databases; follow up leads and telephone/personnel contacts and cold calls. - To contact potential customers and convince them about the benefits of the banks specified product. - To source applications from the segments as per targets set for the period, complete with all necessary documents. - To adhere to the administrative requirements of Check list, Daily sales reports on daily basis. - To maintain effective business relationship with clients to enhance the customers service image of the bank. - To ensure all the documents provided by the customers are duly checked and forwarded for further action/process. - To ensure portfolio quality by exercising sound credit judgment and by complying with credit and product parameters to complete all formalities and documentation in line with SOP manuals and Shari’ah principles. - To prepare regular Sales reports and obtain & provide market, customer and competitor information and feedback to management to facilitate decision making. - To attend various training and learning programs to close the skill gaps and to ensure proper awareness about the products. - To ensure high level of portfolio credit quality is maintained across the sales activities by conducting Central Bank Black List Check for account opening requests in order to avoid risk factors and ensuring necessary compliance approvals are taken for High Risk accounts if and when required. - To conduct all mandatory activities related to account opening as per agreed SOPs and SLAs. - To Coordinate with AMU in order to ensure all account opening documents are submitted on time

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20-Dec-2024

Banking Operations Officer (UAE National)

UAE

Full time

We are seeking enthusiastic UAE National freshers to join DIB! This entry-level role offers hands-on experience across various departments for someone who wants to develop their career in the banking industry.

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04-Jul-2024