Manager - Unit Head, BancTakaful Sales

To manage the BancTakaful products sales function by implementing tactical action plans in order to achieve the approved business goals.

Key Responsibilities:

• Assist in setting sales action plans and targets as well as to implement the approved action plans in order to ensure the achievement of budgeted numbers assigned by management
• Identify new business opportunities, strategic tie-ups and partnerships order to enhance BancTakaful sales volume.
• Facilitate Sales of BancTakaful products in Branch network by ensuring crossing selling of BancTakaful products to existing customers
• Coordinate with Product team for business development and marketing activities.
• Regularly track and review performance of the sales team to ensure the achievement of the set targets and business growth objectives.
• Ensure periodic sales reports and other MIS reports are maintained in order to update the management on the current sales status and market trends to facilitate decision making.
• Ensure high level of portfolio credit quality is maintained across the sales function by following up rigorously the credit policy.
• Ensure that all Sales process and procedures are complying with the Sharia standards and guidelines and with the regulatory bodies’ and audit requirements
• Ensure that all products, ethical sales process and procedures are complying with the Sharia standards and guidelines and products are being sold on accordance to the appropriateness and realistic customers income suitability/needs.
• Introduce and ensure proper control measures are in place in order to reduce the incidences of fraud and forgery.
• Build effective teams by motivating and guiding them in order to achieve the set targets and by ensure all staff is well trained and fully aware of products and services, policies and procedures.

All the above accountabilities include but not limited to any additional/new tasks or responsibilities assigned by the line Manager.

• Minimum Bachelor’s degree
• Master’s Degree; from an accredited University will be plus
• Minimum 4-6 years of BancTakaful sales experience