Officer - Risk Analytics & Scoring

Job Purpose

The role is to support the in developing, maintaining critical MIS for portfolio monitoring and work closely with Policy team to provide data-based analytics to help business take informed decision. Role includes collaboration with the other stakeholders in order to support monthly portfolio review.

Key Responsibilities

• Assist in designing and developing comprehensive MIS for all asset products to facilitate prudent credit management policies.
• Provide timely Management information to different areas within the Credit function as well as to the other departments of retail banking to keep the management updated and alerted to all scenarios.
• Participate in and recommend system developments and enhancements and ensure timely implementation of key system enhancements, which is vital to the organization to facilitate the process flow & save time.
• Prepare product portfolio wise presentation for senior management, which will help them to explore all the important details about their portfolios and present it to higher management.
• Develop product/Score wise vintage report to better understand the performance/economic life cycle/loss patterns for retail products, this will help the policy managers to keep revising their lending policies in order to relax or tighten specific segments.
• Streamline & automate the process of generating MIS's & reports by using SAS and Neteeza, which will save time & enhance the process.
• Assist in preparing monthly reports for submission including RADAR, Segmentation pack and Scorecard packs for senior management, which will help them to understand the portfolio performance.

Minimum 2-3 Years of extensive experience in Credit or Business MIS with a proven track record. Some relevant experience in data mining and report production are required